Sunday, November 05, 2017

Check medical history at time of application

Published in Straits Times Forum Page, 5 Nov 2017

The Life Insurance Association Singapore, in its letter, failed to address the main point of my letter (Insurance claims: Customers must come clean about medical conditions; Oct 30).

In my letter (Unfair to reject claims due to past medical conditions; Oct 10), I asked the Monetary Authority of Singapore (MAS) to require insurance companies to check an applicant's medical history when they process the application for upgrading or reinstating a plan. If they are not satisfied with the medical status of the applicant, they should reject the application at that point.

Read the letter in full at

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