You should ask the distributor to send you a copy of the risk analysis form. See here:
http://tankinlian.blogspot.com/2008/11/risk-analysis-form.html
If you find any wrong statements in the form, you should write a letter formally to the distributor to correct the statements. If possible, try to find evidence that the statements were wrong - e..g regarding your risk appetide, etc.
If the wrong statements were fraudalent, you can lodge a police report against the sales representative.
One investor found that a statement was entered into the form without his knowledge, and he is able to prove it. He has decided to lodge a police report about the fraudalent act. This will strengthen his case to ask for a full refund.
E-mail: kinlian@gmail.com. Website: www.tankinlian.com Facebook: www.facebook.com/kinlian
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7 comments:
FRIENDS
My wife have the SAME experience that RM fraudulently entered error or recorded actions that were not carried out.
We uncovered last night when we went through the SURVEY FORM which RM told her that was mere FORMALITY.
It led me to this sense of hopelessness in confidence.
LKH
Proving fraudenlent acts is tricky if the investors dont have an original copy to begin with, to cross reference with
Further, many pple has a false conception of law, of enforcement and of authorities.
I share my personal experience, authorities usually cant do much if the case entails civil dispute, ie who lend who money, who drove who car, who wrote on whose form, meaning..
One has to actually engage a lawyer, go to courts to fight out the dispute.
Do u think the Bank will admit their deeds
Do u think the Bank will sit back with its hordes of legal advisors
And dont forget, this is just the Form. Not yet the Compensation.
I have my risk assesment and it states my risk is low to moderate, and there that I understand the most risking investment I could take was forex markets. How is it I have just lost $200,000 in a principal protected product if my risk assesment was low?
DEAR FRIENDS,
I think the min is that we must lodge a police report, bec S27 Financial Adviser Act is a statutory responsibility and not a moral obligation.
I encourage all to LODGE POLICE REPORT. I am doing it soon.
At least govt has the statistics to show them. While we are trying to do HEART TALK by appeal and sobbing. We should also do MIND TALK by registering breaches to police or the state.
Crying alone does not help.
FROM LKH
Yes, breaching section 27 of the FAA is a penal breach. A police report is appropriate
Lodge the report. Yes
Expect response. Wait
The Hong Kong Legislative Council subcommittee was expected to start its investigation into the Lehman minibond debacle in late January, its chairman said on Monday. ...
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