I would like your advise on the health insurance for obese people. I was rejected by NTUC health insurance because I have a high BMI of 33. I do not have any health problem. A few years ago, I was hospitalized and experienced a high hospital bill..
I applied for Aviva Mysheild as I can be insured with any question on medical history under their moratorium clause. When I received the policy, I learned that the moratorium does not apply if I have been rejected by another insurance company previously. What can I do now?
In my view, it is better to stick to Medishield. If you need medical attention, you can go to B2 or C ward, as the cost is affordable. If you buy Private Shield, you pay a higher premium and also a higher co-payment when you are hospitalsed. Read the following FAQs: