Saturday, December 02, 2023

Wealth management products

 Wealth management products are sold in China. They offer higher returns compared to bank deposits but carry risks that are not understand by the investors.

Like collateralized debt obligations (CDO), they should not be approved for sale to the public.

LRT has advantages over feeder buses

 The LRT has several advantages over feeder buses. They are explained in this video.

Friday, December 01, 2023

Travel by bus/ LRT

 I went on a journey by bus and LRT in Sengkang.

The LRT is convenient, and move fast, compared to a bus. It does not have to stop at a traffic junction and can move quickly because there are no other vehicles on the rail.
For the towns with LRT, i.e. Sengkang, Punggol and Bukit Panjang, it is better to reduce the frequency of the buses, so that the residents will use the LRT for travel within the town and to the MRT station.
This will allow less buses to be used and reduce the operating expenses of public transport.

Thursday, November 30, 2023

Is NTUC Income safe?

 Is it sound to place a large sum of money in an insurance policy from NTUC Income?

My answer is given here.

Paid mail

 I suggest that senders be given an option to pay a fee of $0.01 to send an email and that the email be marked as "paid" mail. This will allow the receiver to filter out the unpaid email into the spam folder.

Pay for individual article

 I suggest a platform be built to allow readers to pay for individual articles.

Digital identity and digital payment

 I suggest that digital identity and digital payment should be promoted. 

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