Wednesday, August 16, 2023
Sunday, August 13, 2023
Here is my speech at the launch of the campaign. Please help me to spread this message virally to your social media contacts using chat groups on various platforms. Thank you.
Tuesday, August 01, 2023
Sunday, July 30, 2023
Should the state allow a terminally ill patient to opt for assisted death?https://tklcloud.com/Feedback/feedback2.aspx?id=5759
Saturday, July 29, 2023
I reported the gain on my portfolio of $4.04 million daily.
Many people expressed interest in the stocks that I invest in. I wrote this article to cover my position as at 29 July 2023.
I hope that you find it useful.
I received questions regularly about my investment portfolio. In particular, many people suggested that I should realize my capital gain. I write this article to explain why their questions are not relevant.https://fisca.sg/ArticleDisplay.aspx?ID=1339
Wednesday, July 26, 2023
I sent this suggestion to my bank (DBS) and to MAS.MAS always gives a polite reply and most time do nothing. They are like that.
Tuesday, July 25, 2023
Sunday, July 23, 2023
Do you prefer a ceremonial or an active president? Give your views in the article. https://tklcloud.com/Feedback/feedback2.aspx?id=5756
Monday, July 17, 2023
Sing Pass should be used for authentication only. The other functions should be passed to a separate app.
How I dealt with a finder fee of 2%.https://tklcloud.com/Feedback/feedback2.aspx?id=5754
Saturday, July 15, 2023
Friday, July 14, 2023
Here are the different levels of corruption.I wonder which level applies in the CPIB investigation of Iswaran and Ong Beng Seng.
If it is level 5, I think that it is not serious, and is creating a big issue out of a small matter.
Thursday, July 13, 2023
Wednesday, July 12, 2023
Tuesday, July 11, 2023
Singapore businesses are too paranoid about security. They overdo their security protocols. They create unnecessary steps. They make life difficult for their customers and the public.
The overloaded protocols also caused the platforms to behave erratically and to crash regularly. This has happened to our banks, commercial organizations and the government websites.
I have encountered problems with online transactions frequently.
In spite of these measures, the online scams are rampant in Singapore. My friend, who followed the statistics, said that Singapore has the highest rate of online scams among the countries in the world.
I think my friend probably exaggerate in making this statement. We may not have the highest, but I think the frequency is quite high.
Recently, I encountered difficulty in accessing my bank account as their 2FA protocol does not work. I fell back to input a manual PIN, that is generated from their app. They asked me to get a 8 digit "challenge" by SMS, and enter it into the app to get a 8 digit response. I had to do this entry a few times, because it is difficult to remember a 8 digit number, and I have to flip from one screen to another to complete the process.
I also encountered a problem with my stockbroker. I submitted an order and was told that it was rejected due to "exceed limit". I checked. It was within limit. Their system was haywire. I was asked to wait for it to be corrected.
Even making an online purchase is difficult. When I logged into the Lazada website, they expected me to enter the user code and password (which are necessary), but also to get a PIN sent by SMS for a second level authentication. This was unnecessary and troublesome. Worse, the SMS did not arrive immediately. I had to check a few times.
I make purchases with Lazada Malaysia. They did not require a SMS PIN authentication. Nobody hacked into my account to make purchases. It is quite safe.
I suspect that the use of 2FA authentication, even for online purchases, is mandated by the government. The people who make these rules do not appear to have a practical mind.
If we continue to impose unnecessary and complicated requirements, we will make it difficult for businesses to transform their processes to adopt digital processes. They will face a lot of problem and give up.
We need a more practical approach towards these problems.
Tan Kin Lian
I have a suggestion to stop bank customers from being scammed by a large sum.https://tklcloud.com/Feedback/feedback2.aspx?id=5748
- ▼ 08/13 - 08/20 (3)
- ► 2022 (654)
- ► 2021 (1151)
- ► 2020 (1245)
- ► 2019 (1839)
- ► 2018 (1406)
- ► 2017 (1258)
- ► 2016 (827)
- ► 2015 (691)
- ► 2014 (144)
- ► 2013 (501)
- ► 2012 (1268)
- ► 2011 (1872)
- ► 2010 (2369)
- ► 2009 (1654)
- ► 2008 (2104)
- ► 2007 (1803)
- ► 2006 (696)
- ► 2005 (159)