Tan Kin Lian's Blog: Herd immunity at work?

Monday, June 22, 2020

Herd immunity at work?

The evidence seems to suggest that herd immunity can work. See this post.

https://tklcloud.com/Feedback/feedback2.aspx?id=3157

6 comments:

Anonymous said...: Dear PM Lee, We have not intended to vote for PAP BUT because of your DISHOUNARABLE

BROTHER, who said that he would keep away from Singapore as long as you are PM. It has

been PROVEN in COURT that he and his wife were responsible for CHANGING

the will to their OWN TERMS. We despise them as we would be heartbroken in heaven if

our children were to DO this to our will. YOU now have our 7 family votes that

SICKENING human do not deserve by TCB.

June 24, 2020 11:48 AM; June 24, 2020 12:14 PM
Anonymous said...: Cut down on the gimmicky on estate upgrading. Cut down the cost of living. Reduce stress. Homes should be affordable, spacious and have privacy. These are quality of life. What is the use of having beautiful estate but miserable homes? People spent more time in the homes that estate?; June 24, 2020 6:16 PM
Anonymous said...: Without LTK, WP does not feel the same.
Without CSJ, the SDP would not feel the same.
Without LHL, Singapore will not feel the same.
Without Singlish, people would not feel the same.
Hard Truths.; June 24, 2020 6:30 PM
Anonymous said...: He seems to always have bloodshot eyes. Don't be surprised marijuana?; June 24, 2020 7:47 PM
Anonymous said...: ( REPRICING FOR HOME & EQUITY LOAN)

As spoken, to do away with TDSR assessment, you can consider making 3% paydown of the outstanding principal. This will be amounting to $28K. One month notice period is required for this paydown. The one month notice will be from the date we receive the signed partial prepayment form.

If you would like to go for 3% paydown, the only documents required will be property tax page, front and back copy of NRIC, HDB printout and CPF Property Withdrawal Statement from all borrowers.

To go for TDSR assessment, please find below for the documents required.
Documents required from all Borrowers
For Owner-Occupied Property : Please submit documents 1 to 4

1. Front & Back copy of NRIC (mandatory)

2. Property Tax Page for all Owner-Occupied Property (mandatory)
a. Log on to IRAS Website at http://www.iras.gov.sg
b. Click on “Login to my Tax Portal
c. Click on “LOGIN” with “SingPass” or IRAS pin (right side of webpage)
d. Search for “Property Tax” on the left panel
e. Click on “View my Property Portfolio / Change mailing address”
f. Click on the property address that is “owner- occupied”
g. Print out the page that indicates “Tax rate : Owner-Occupier”
***Kindly note printout to indicate date of printing and reflects IRAS logo

3. HDB Printout (If you have a term loan with us)
a. Logon to HDB Website at http://www.hdb.gov.sg
b. Log in via Singpass at “My HDBPage”
c. Click on “My Flat” and then click on “Financial Info” under Purchased Flat (on left)
d. Please print and email page over

4. CPF Property Withdrawal Statement (if you have a term loan with us)
a. Log in to CPF Website at http://www.cpf.gov.sg
b. Go to My Statement
c. Scroll down to Section C and click on the “Property”
d. Select “I wish to view my Private Housing Withdrawal Statement” from “My Statement – Property”
e. Print out this statement to show Private Housing Property Withdrawal Details

For Investment Property : Please submit documents 1 to 7

5. Income Documents (mandatory)
 Self-employed, commissioned or variable income earners: Latest Notice of Assessment
 Salaried Employees: Latest year Notice of Assessment and latest pay slip and Last 12 months CPF Contribution statement
• Overseas Employees: 3 months’ pay slip/Letter of Employment and 3 months bank statements reflecting crediting of salary

• Dividend income (If applicable)
- Latest CDP Statement
- Certification of latest year dividend income by certified accountant
- Letter from company with corresponding bank statement showing crediting of latest year dividend

Steps to obtain Notice of Assessment
a. Log on to IRAS Website at http://www.iras.gov.sg/irashome/default.aspx
b. Login with your Singpass or IRAS pin
c. Go to “View Correspondence/Notices” (left of webpage)
d. Click on “Letters/Notices” and select the required Notice of Assessment

6. Statements for All Existing Credit Cards/Credit Line Statements(mandatory)
***Please provide statements which reflect card holders name, card number and minimum payment amount

7. Details on other loans (for example: Car Loan, Housing Loan, Renovation Loan, etc):
a. Original Loan Amount & Loan Tenure
b. Outstanding Loan Amount & Remaining Loan Tenure
c. Monthly Instalment
d. Current Interest Rate
e. Name of Financier
***Missing information of the above might delay the review process

The repricing application is subject to TDSR & Quantum of Financing assessment and review.; June 25, 2020 10:43 AM
Liza D'souza said...: Thank you for sharing such great information.
It has help me in finding out more detail about best insurance company in singapore; June 25, 2020 6:35 PM