Review of benefit illustration - Retirement plan

In the past years, several retirement plans have been introduced by life insurance companies targeting at cash rich consumers to invest their retirement savings.   If you have been approached to take up such a plan, you must be careful to know its good and bad points. If you wish to have an independent review of and explanation of this plan, and more importantly, to learn a better way to invest your savings, read this paper.  http://tankinlian.com/admin/file.aspx?id=790&IID=797