Loss of $40 million in Skills Future scam

I asked this question in The Wisdom of the Crowd - How was it possible for a syndicate to cheat Skills Future of $40 million in fake claims?

54% of the people who voted said that the administrator is grossly negligent to allow this situation to happen. 32% said that an internal staff must be involved in the syndicate. 14% are positive towards the administrator.

You can view the breakdown of the votes in
http://www.wisdomofthecrowd.sg/chart.aspx?ID=424