Excellent technical support from Dell computers

 I am delighted with the technical support provided by Dell Computer out of their support center in Penang. It is excellent, compared to the "terrible service" that I get from Starhub and DBS.

https://tklcloud.com/Feedback/feedback2.aspx?id=4441

Innovation and Competition Act

America should invest on its research and development in key technology sectors, but it does not need to name any country as the target competitor for this effort.

 https://tklcloud.com/Feedback/feedback2.aspx?id=4440

Wisdom of the Crowd

 

Which type of government is most important

Give your vote in
www.tklcloud.com/Crowd2/vote.aspx

Make internet connection simpler

 It seems to be quite a common practice for things in Singapore to be designed in a complicated manner. It is better to make things simpler for the public.

Here is another example.

https://tklcloud.com/Feedback/feedback2.aspx?id=4439

WOTC - Sinovac vaccine

 Wisdom of the Crowd: 89% of the respondents said that the government should offer the Sinovac vaccine and allow the people to make their choice of the vaccine that they trust.

https://tklcloud.com/Crowd2/chart3.aspx?id=2320

Invest in stocks as a long term investment

 I write this article for people who are worried about the risk of investing in shares.

If they can see stocks as a long term investment, they will not worry about the risk or the fluctuating stock price.

https://fisca.sg/ArticleDisplay.aspx?ID=1000&Name=A-different-way-to-look-at-stock-investing&View=A

Islamic finance and interest rate

 The financial market appears to favor the concept of Islamic finance.

https://fisca.sg/ArticleDisplay.aspx?ID=999&Name=Low-interest-rate-favor-the-concept-of-Islamic-finance&View=A

Lesson from investing in Gilead Science

 I learned a lesson from making the wrong choice of investing in Gilead Science, instead of Moderna.

https://fisca.sg/ArticleDisplay.aspx?ID=998&Name=Invest-in-Gilead-Science-or-Moderna&View=A

WOTC - Relax the HA restrictions

 Wisdom of the Crowd: 73% of the respondents said that it is safe to relax the Heightened Alert restrictions on mid June.

https://tklcloud.com/Crowd2/chart3.aspx?id=2319

Closure of Ion Orchard for cleaning

 Do you agree with the close of Ion Orchard for cleaning?

https://tklcloud.com/Feedback/feedback2.aspx?id=4435

Wisdom of the Crowd - New Issues

1. Should a mall be closed when a few workers are infected?
2. Is it appropriate for China to introduce the anti-sanctions law?

Vote in
https://tklcloud.com/Crowd2/vote.aspx

Anti sanctions law introduced in China

China has introduced an anti-sanctions law to deal with sanctions introduced by western countries.  

https://tklcloud.com/Feedback/feedback2.aspx?id=4434

America was altruistic in an earlier period

 There was a time when America was altruistic in its conduct of foreign affairs.

http://tklcloud.com/Feedback/feedback2.aspx?id=4430

Expand Employment Act to recognize non-regular work

 I give my view about the dispute between the bus drivers and SBS Transit about "unfair work practices" and how the dispute can be handled.

https://tklcloud.com/Feedback/feedback2.aspx?id=4429

WOTC - US stock market

 Wisdom of the Crowd: 81% of the respondents do not expect a stock market crash in the during June.

https://tklcloud.com/Crowd2/chart3.aspx?id=2318

WOTC - Heightened Alert restrictions

 Wisdom of the Crowd: 69% of the respondents said that the government did not give adequate financial assistance for people affected by the Heightened Alert restrictions.

https://tklcloud.com/Crowd2/chart3.aspx?id=2317

Wisdom of the Crowd - New Issues

 

1. Is racism a big problem in Singapore
2. What is the cause of the rising trend in racism in Singapore?

Vote in
https://tklcloud.com/Crowd2/vote.aspx

Insure under Medishield Life

 Many people still have the misconception that the integrated Medishield plan is necessary.

It is actually a luxury, for people who can afford the higher premium.

If they wish to reduce their budget, they can move to the basic Medishield Life plan.

https://fisca.sg/ArticleDisplay.aspx?ID=997&Name=Insure-under-Medishield-Life&View=A

Lottery prize to encourage vaccination

 Should we give a lottery prize to encourage people to be vaccinated?

I do not agree.

http://tklcloud.com/Feedback/feedback2.aspx?id=4423

WOTC - Heightened alert restrictions

Wisdom of the Crowd: 73% of the respondents disagreed with the imposition of the Heightened Alert restrictions.  

https://tklcloud.com/Crowd2/chart3.aspx?id=2316

My short position in Bitcoin

 I share this story on my adventure in taking a short position on Bitcoin.

https://fisca.sg/ArticleDisplay.aspx?ID=995&Name=My-trading-position-on-Bitcoin&View=A

WOTC - SG government handling of covid pandemic

 Wisdom of the Crowd: 82% of the respondents said that the SG government handled the covid pandemic badly.

https://tklcloud.com/Crowd2/chart3.aspx?id=2315

Let the public make the final choice

 Let the public decide whether they wish to use a mNRA vaccine or the Sinovac vaccine.

http://tklcloud.com/Feedback/feedback2.aspx?id=4419

Deal with real problems

 We should focus on real problems and not over react to problem that may not arise.

https://tklcloud.com/Feedback/feedback2.aspx?id=4416

Wisdom of the Crowd - New Issues

 

1. Is racism a serious problem in Singapore?
2. Is the hidden covid infection a serious problem?

Vote in
https://tklcloud.com/Crowd2/vote.aspx

Automation and AI will cause unemployment

 Automation and AI will cause many people to lose their jobs. However, it can improve the standard of living for everyone. We need a competent government to implement the changes.

http://www.tklcloud.com/Feedback/feedback2.aspx?id=4415

Extend help to Malaysia

 I was surprised that 50% of the people disagree with my earlier post to extend help to Malaysia to cope with their covid crisis. What could be their possible reasons?

https://tklcloud.com/Feedback/feedback2.aspx?id=4414

Help Malaysia to cope with their current covid crisis

I suggest that Singapore immediately offer to assist Malaysia to cope with their covid crisis that now infects several thousand people every day and lead to several dozen deaths.

 https://tklcloud.com/Feedback/feedback2.aspx?id=4413

Update on Nano Dimension

 I share this update on my investment in Nano Dimension (NNDM).

https://fisca.sg/ArticleDisplay.aspx?ID=993&Name=My-investment-in-Nano-Dimension-(NNDM)---June-2021&View=A

Risk of airborne transmission

Do we need to be alarmed at the risk of airborne transmission of the covid virus?

http://tklcloud.com/Feedback/feedback2.aspx?id=4409

Wisdom of the Crowd - New Issues

1. How to help unemployed workers?

Vote in
https://tklcloud.com/Crowd2/vote.aspx

Provide loan for unemployed workers

I prefer the government to provide a loan to an unemployed person, rather than a benefit.  

http://tklcloud.com/Feedback/feedback2.aspx?id=4408

Secret weapon to deal with the covid virus

 Does Singapore have a secret weapon to deal with the covid virus? This could be the reason for our low infection and death rate.

https://tklcloud.com/Feedback/feedback2.aspx?id=4407

Trading results on Bitcoin

 Here are the trading results for Bitcoin Futures.

I lost US$13,000 on the first two days and recovered $11,500 on day 3, giving a net loss of $1,500.

Hehehe.

https://fisca.sg/ArticleDisplay.aspx?ID=992&Name=Trading-results-on-Bitcoin-Futures&View=A

My view on crypto currencies

 I have a bearish view about bitcoin and other crypto currencies.

https://fisca.sg/ArticleDisplay.aspx?ID=991&Name=My-bearish-view-on-crypt-currencies&View=A

Wisdom of the Crowd - New Issues

1. Who should chair the media briefing on the covid situation?
2. Is the global covid vaccination progressing well?
3. Will the Singapore economy recover in 6 month's time?

Vote in
https://tklcloud.com/Crowd2/vote.aspx

WOTC - Use of Changi Naval Base

 Wisdom of the Crowd: 51% of the respondents support the use of Changi Naval Base for the America First Fleet.

https://tklcloud.com/Crowd2/chart3.aspx?id=2314

Covid virus is mild in Singapore

 Why is the covid virus harmful in some countries but mild in Singapore?

http://tklcloud.com/Feedback/feedback2.aspx?id=4403

Dealing with the spread of the covid virus

 Should Singapore follow the same approach as China towards dealing with the covid virus, i.e. take all steps to eliminate the spread of the infection.

http://tklcloud.com/Feedback/feedback2.aspx?id=4402

Wisdom of the Crowd - New Issues

1. Should the Sinovac vaccine be offered as an option to the public

Vote in
https://tklcloud.com/Crowd2/vote.aspx

Disruption to global supply chain

 The disruption in the global supply chain is serious.

I give my views on the impact and what can be done to address this situation.

http://tklcloud.com/Feedback/feedback2.aspx?id=4401

Technical support from Starhub

 In this post, I share my experience on asking for technical help from Starhub on technical issues on their cable TV and internet. Their process is quite bad .

http://tklcloud.com/Feedback/feedback2.aspx?id=4396

Recording of telephone conversation

 Why does a business organization have to give this tiresome message every time, all the time?

http://tklcloud.com/Feedback/feedback2.aspx?id=4395

Update a customer

 Here is a better way for a business organization to update a customer without making a telephone call.

http://tklcloud.com/Feedback/feedback2.aspx?id=4394

WOTC - Increase in covid cases in warm climates

 Wisdom of the Crowd: 49% of the respondents said that the increase in covid cases in countries with warm climates is due to complacency.

https://tklcloud.com/Crowd2/chart3.aspx?id=2313

Sinovac vaccine

 My friend wants to wait for Sinovac vaccine.

https://tklcloud.com/Feedback/feedback2.aspx?id=4393

The folly of community and unlinked cases.

https://tklcloud.com/Feedback/feedback2.aspx?id=4392

Verification of customer

 I suggest that verification of the customer should be done with a simpler process and used only when verification is necessary.

https://tklcloud.com/Feedback/feedback2.aspx?id=4388

Allow support staff to communicate directly with customer

 I provide this suggestion to help a business organization to provide better support to their customers. It will improve the customer experience, and also save time for their support staff.

https://tklcloud.com/Feedback/feedback2.aspx?id=4387

My investment in AquaBounty

 I share my experience in investing in AquaBounty (AQB).

Shhhh. I made a loss of US$37,000 on this stock. Don't tell others, OK?

https://fisca.sg/ArticleDisplay.aspx?ID=989&Name=My-investment-in-AquaBounty-(AQB)&View=A

Daily updates to my portfolio

 Hehehe.

A few people ask why I post my portfolio results every day. Some of them asked rudely, but I shall not call them idiots.

Here are the reasons:

https://fisca.sg/ArticleDisplay.aspx?ID=988&Name=Daily-update-of-my-portfolio&View=A

How I trade in Bitcoin

https://fisca.sg/ArticleDisplay.aspx?ID=987&Name=Trading-in-Bitcoin&View=A

Wisdom of the Crowd - New Issues

1. Do you expect a stock market crash in the US before end June?
2. Is it safe for Singapore to relax the covid restriction by mid June?

Vote in
https://tklcloud.com/Crowd2/vote.aspx

My view on Bitcoin

 I will take a short position on Bitcoin, for the following reasons.

https://fisca.sg/ArticleDisplay.aspx?ID=986&Name=My-view-about-bitcoin&View=A

WOTC - What will happen to bitcoin?

 Wisdom of the Crowd: 94% of the respondents hold a bearish view towards bitcoin.

https://tklcloud.com/Crowd2/chart3.aspx?id=2312101

Is it better to collect a dividend in cash or in script?

https://fisca.sg/ArticleDisplay.aspx?ID=985&Name=Collect-dividend-in-cash-or-in-script?&Type=A&Category=&Keyword=

WOTC - Targeted approach to help affected business

 Wisdom of the Crowd: 72% of the respondents disagree with the approach adopted by the government to give "targeted assistance" to business affected by the restrictions.

https://tklcloud.com/Crowd2/chart3.aspx?id=2311

Wisdom of the Crowd - New Issues

 

1. Does the SG government handled the covid pandemic well?
2. Was it necessary to introduce the Heightened Alert?

Vote in
https://tklcloud.com/Crowd2/vote.aspx

Provide useful and reliable views

http://www.tklcloud.com/Feedback/feedback2.aspx?id=4382

Starhub Cable TV

 Starhub cable TV is down for two days.

http://www.tklcloud.com/Feedback/feedback2.aspx?id=4380

Suggestion to improve technical support

 I give this suggestion to improve technical support to customer that can reduce the frustration faced by customers and help the technical staff to improve their productivity.

http://www.tklcloud.com/Feedback/feedback2.aspx?id=4381

Starhub call center is very bad.

 http://www.tklcloud.com/Feedback/feedback2.aspx?id=4377

Rejection of claim under Medishield Integrated Plan

 My friend, who is a doctor and over 70 years old, complained about his claim under Medishield integrated plan being rejected.

https://fisca.sg/ArticleDisplay.aspx?ID=984&Name=Making-a-claim-under-a-Medishield-Integrated-Plan&View=A

Chat line for technical support

 I have positive experience using the chat line to get technical support from a few organizations. It is a big contrast to the "terrible" call centers operated by our banks and mobile operators.

https://tklcloud.com/Feedback/feedback2.aspx?id=4370

Lendlease GC REIT - perpetual securities offers a return of 4.2% for five years

https://fisca.sg/ArticleDisplay.aspx?ID=983&Name=Lendlease-GC-REIT---perpetual-securities&View=A

Deal with the spread of covid infections

 I wish to suggest a different approach towards dealing with the spread of covid infections.

http://tklcloud.com/Feedback/feedback2.aspx?id=4369

Review of US stocks

 Here are my current holdings of US stocks. They show a loss. But I have realized a larger sum in profit on US stocks, so my net position is still positive.

https://fisca.sg/ArticleDisplay.aspx?ID=982&Name=Review-of-US-stocks&View=A

Why bitcoin will crash

 Here are the reasons why I think that bitcoin will crash sooner or later in the near future.

https://tklcloud.com/Feedback/feedback2.aspx?id=4368

Are mNRA vaccines safe?

https://tklcloud.com/Feedback/feedback2.aspx?id=4367

WOTC - New health minister and covid controls

 Wisdom of the Crowd: 66% of the respondents said that the new health minister will continue the current strategy to contain the covid virus or impose stricter controls.

https://tklcloud.com/Crowd2/chart3.aspx?id=2306

Is bitcoin on risky grounds?

https://fisca.sg/ArticleDisplay.aspx?ID=980&Name=Is-bitcoin-on-risky-grounds%3f&View=A

Performance of Tesla stock - TKL's investment

 Here is the performance of my investment in Tesla stock.

https://fisca.sg/ArticleDisplay.aspx?ID=979&Name=My-investment-in-Tesla&View=A

WOTC - Payment of VIFAS compensation

 Wisdom of the Crowd: 73% of the respondents said that the VIFAS compensation should be paid to a person who dies shortly after vaccination.

https://tklcloud.com/Crowd2/chart3.aspx?id=2305

Is mRNA vaccine suitable for children?

Read this:

http://tklcloud.com/Feedback/feedback2.aspx?id=4361

Difficult to read an encrypted PDF

 I re-contracted a Starhub service. Starhub sent the service agreement to me in an encrypted PDF. It caused a lot of trouble for me.

http://tklcloud.com/Feedback/feedback2.aspx?id=4358

Simplify the checkout process

  I suggest that NTUC Fairprice simplifies its checkout process.

http://tklcloud.com/Feedback/feedback2.aspx?id=4357

WOTC - Will OYK take a different approach towards handling covid?

 Wisdom of the Crowd: 53% of the respondents expect Ong YK to continue the same approach as the previous health minister in dealing with the covid virus.

https://tklcloud.com/Crowd2/chart3.aspx?id=2304

WOTC - Travelers from high risk countries

 Wisdom of the Crowd: 71% of the respondents said that we should restrict the entry of travelers from countries with high infection rates.

https://tklcloud.com/Crowd2/chart3.aspx?id=2303

My investment in PICC P&C company

 I have a positive experience in investing in PICC P&C company.

Read this.

https://fisca.sg/ArticleDisplay.aspx?ID=978&Name=My-investment-in-PICC-P&C-(2328HK)&View=A

My investment in China Suntien

 I have a good result from investing in China Suntien. Shhhh. Keep secret, OK?

https://fisca.sg/ArticleDisplay.aspx?ID=977&Name=My-investment-in-China-Suntien-(0956HK)&View=A

Wisdom of the Crowd - New Issues

1. Should Singapore allow the American 1st Fleet to use Changi naval base?

Vote in
https://tklcloud.com/Crowd2/vote.aspx

Insurer results for Medishield integrated plans

 I made an analysis of the results of the top five insurers which offer the Medishield integrated plans.

https://fisca.sg/ArticleDisplay.aspx?ID=975&Name=Financial-results-of-Medishield-integrated-plans---2018&View=A

Surge in covid cases

 What cause the surge in covid cases in some countries but not others?

I offer my opinion.

https://tklcloud.com/Feedback/feedback2.aspx?id=4351

Roller coaster ride on bitcoin

 I experienced a roller coaster ride on my short position in bitcoin.

https://fisca.sg/ArticleDisplay.aspx?ID=974&Name=Roller-coaster-ride-of-bitcoin&View=A

State control of the media

I wish to give my views about state control of the media - whether it is in Singapore, China or other countries that are given a bad name for not allowing "freedom of the press".

https://tklcloud.com/Feedback/feedback2.aspx?id=4350

Wisdom of the Crowd - New Issues

1. The task force wish to give targeted financial assistance to business affected by the circuit breaker
2. What will happen to bitcoin

Vote in
https://tklcloud.com/Crowd2/vote.aspx

WOTC - Heightened Alert of Circuit Breaker

 Wisdom of the Crowd: 56% of the respondents support the implementation of the Heightened Alert of the Circuit Breaker to slow the spread of the virus.

https://tklcloud.com/Crowd2/chart3.aspx?id=2302