Do not invest in structured products

Dear Mr tan

Thank you for your advice on eNN. It is a good e-newsletter. I like it. Brief and informative.

Yes, until now, I don't understand structured deposits; and the golden rule
of investing - invest not in what you don't understand....

Unfortunately, too many are trapped by marketing talk. It goes beyond any doubt that a well prepared marketing speech would have most objections taken care of, and
consumers stand little chance to "resist the good deal".

Luckily at my company, after having train about "closing a sale"; I have learnt also
"NOT TO DECIDE" immediately without thinking through. Takes discipline and
courage to walk away...

YSL

eNN