Saturday, June 05, 2010

Medical insurance

Dear Mr. Tan,
I hope that you can post some advice in your blog on choosing between the Medishield, Shield and hospital insurance.

You can view some of my postings on medical insurance here. You can get a more complete writeup in my book, Practical Guide on Financial Planning.

My advice is to buy a Medishield plan (from CPF) or a Shield Plan B from an insurance company. There is no need to insure the co-payment and deductible, as these expenses are small and can be paid out of Medisave.

1 comment:

Anonymous said...

Mr. Tan, you're assuming treatment at B2 or B1 class in a government hospital. Have you actually sought treatment as an in-patient at B2 class say in SGH? You will be wondering whether are you in Singapore...

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