We should expect 30 covid deaths a month and not worry if it happens. More important, we should avoid over reacting with restrictions that harm peoples' livelihoods and cause other health problems.
Monday, September 06, 2021
Clusters of covid infections at bus interchanges
Many people are worried about the clusters of covid infections at the bus interchanges.
I explain why there is no need to worry. The risk is very low.
Sunday, September 05, 2021
New Zealand has four alert measures for their lockdown measures
New Zealand has four alert levels for their lockdown measures. They are explained here.
Singapore has a convoluted system (which is the hallmark of PAP and LHL).
We started with Dorscon Orange, but never progress to Dorscon Red.
We change to Circuit Breaker, then moved to Phase 2 and Phase 3 and changed to Heightened Alert.
I lost track. Did we have Heightened Alert Phase 2, Phase 2A or whatever?
I prefer a straight forward system, such as the one adopted by New Zealand.
China will regulate online insurance sector
China intends to tighten its regulation on insurance company practices.
I have a large holding in the stock of PICC Property & Casualty Insurance Company.
Here are my plans on this holding.
Unhelpful to use the term "unlinked"
Many people are worried about the large number of "unlinked" cases. But they worry for the wrong reason.
It does not really matter if the case is "linked" or "unlinked".
These unlinked cases are more serious, because they are identified when they appear at the clinic with some symptoms of covid sickness.
In contrast, the "linked" cases are detected through quarantine or isolation, The linked cases are more likely to be mild, i.e. asymptomatic.
I find the classification between "linked" and "unlinked" to be not helpful. It could be possibly misleading.
This classification gave too much importance to safe entry and contact tracing. It distracts from the more important distinction between mild (i.e. asymptomatic) and severe (symptomatic).
Breakdown of daily new cases reported by MOH
In this article, I explain the breakdown of the new covid cases that are reported daily by the Ministry of Health and how I interpret them.
Saturday, September 04, 2021
Provide feedback by email
Make it convenient for customers to provide feedback or ask for help by email.
WOTC - Why do many Afghans flee the country?
Wisdon of the Crowd: 47% of the respondents said that many Afghans are fleeing the country because they fear for their lives.
Send invoice without encryption
Amazon Web Services (AWS) sent me a monthly invoice in PDF without encryption.
They do not follow the insane practice adopted by Singapore companies to encrypt their invoice with a troublesome password.
It is so troublesome that I refuse to open the PDF and insist that I receive the paper statement.
The Singapore companies must be following some insane regulation issued by the regulator.
Friday, September 03, 2021
A drop of 19.5% in surrender value over a few months
A policyholder asked for my view on why there is a large drop in surrender value on his policy that has occurred within a few months after the post sale benefit illustration was issued to him.
I gave this explanation.
WOTC - China's involvement in Afghanistan
Wisdom of the Crowd: 69% of the respondents expect China to help the Taliban government to develop Afghanistan.
Allow SingPass to be used by commercial organizations
I suggest that the government allows commercial organizations to use SingPass for their customers to access the personal accounts in their websites.
Customer to clear tray from table
Here is my view about the regulation that requires customers to clear the tray from the table.
Will China stocks move up during Q4 of 2021?
Here are my views about the price trend of China stocks for Q4 of 2021.
Thursday, September 02, 2021
Wisdom of the Crowd - New Issues
1. Is it wise for Singapore to send 500,000 doses of vaccine to Australia?
2. Do you agree to discontinue the Yale NUS program?Vote in
https://tklcloud.com/Crowd2/vote.aspx
Wednesday, September 01, 2021
Wisdom of the Crowd - New Issues
2. Does America has good intentions to contain China?
Vote in
https://tklcloud.com/Crowd2/vote.aspx
WOTC - Is China arrogant?
Wisdom of the Crowd: 70% of the respondents said that China is not acting in an arrogant manner.
Tuesday, August 31, 2021
Wisdom of the Crowd - New Issues
2. Should we continue with the mandatory stay home notice?
Vote in
https://tklcloud.com/Crowd2/vote.aspx
Monday, August 30, 2021
WOTC - Afghanistan under Taliban
Wisdom of the Crowd: 74% of the respondents are not optimistic about the future of Afghanistan under the Taliban.
Saturday, August 28, 2021
WOTC - Will Joe Biden get into trouble over Afghanistan?
Wisdom of the Crowd: 74% of the respondents said that Joe Biden will face problems with the Republicans, the people and the media over the bad handling of the withdrawal from Afghanistan.
Friday, August 27, 2021
Whistle blowing agency
I give this suggestion on a whistle blowing agency to handle abuse of power and corruption.
Whistle blowing channel
This case concerns a LTA senior officer who was able to pressure the contractor to give loans to him.
According to the news report, the contractor initially were not willing to accede to the request, but later, they relented.
I remember that the government introduced laws regarding whistle blowing. Surely, the contractors could have used this facility to alert LTA about the wrong doing?
I recall that a lot of attention was given in the media and also in instructions to businesses to set up the whistle blowing channel.
Why is the whistle blowing facility not being used?
I believe that if the whistle blowing facility is handled effectively, it can be a useful channel to alert the people in charge about wrong doing.
Thursday, August 26, 2021
WOTC - US future actions, after Afghanistan
Wisdom of the Crowd: 38% of the respondents said that the US will continue to rally its allies to act as a bloc, after their withdrawal from Afghanistan. 30% said that they will target Russia and China.
WOTC - Joe Biden and Afghanistan
Wisdom of the Crowd: 73% of the respondents said that Joe Biden handled the withdrawal from Afghanistan badly.
Wisdom of the Crowd - New Issues
2. Why are many Afghans fleeing the country?
Vote in
https://tklcloud.com/Crowd2/vote.aspx
Evacuation from Afghanistan
The Taliban and the US have agreed on a deadline of 31 August for the US and allied forces to evacuate from Afghanistan.
During this time, the Taliban cooperated with the US to ensure a safe passage for the authorized people to travel to the airpor, which is under the control of the US.
The US has requested for an extension of the deadline beyond 31 August.
The Taliban has rejected this request.
Wave of refugees from Afghanistan
There is a large wave of Afghan people who wanted to leave Afghanistan for other countries.
The media portrayed this exodus as fear and distrust of the Taliban that has taken control of Afghanistan.
This probably has some truth.
However, we must not overlook another reason.
Tuesday, August 24, 2021
Evaluation of safe entry project
I suggest that the ministerial task force should authorize an independent study on the effective of the safe entry project.
Different investment strategies
Dear Sir,
Is it better to invest in Robo-adviser vs ETF or Reits to beat inflation
I am in my early fifties.
I give my reply here:
Hongkong Land
I share my latest view about Hongkong Land.
https://fisca.sg/ArticleDisplay.aspx?ID=1041&Name=Review-of-Hongkong-Land&View=A
Use of ivermectin
I wish to give my views about the statement from the Food and Drug Administration of America concerning the use of ivermectin.
Monday, August 23, 2021
How to handle a possible stock market crash
I share my views on how I would handle a possible stock market crash.
Sunday, August 22, 2021
Different treatment for unvaccinated
Why are the unvaccinated treated differently from the vaccinated?
https://tklcloud.com/Feedback/feedback2.aspx?id=4709
Saturday, August 21, 2021
Opening the borders and removing the mandatory stay home notice
Many people are worried that the move to open up the border and remove the mandatory stay home notice will lead to high infections, hospitalization and deaths.
I believe that this will not be the case and that the virus will remain under control.
We need to open up the orders to allow normal economic activities to resume as soon as possible.
I give my reasons here.
Wisdom of the Crowd - New Issues
2. What will happen to Afghanistan under the Taliban?
Use of social media
Social media is an excellent platform to share knowledge and learn the truth.
It is also a platform for people to talk nonsense and show their stupidity. They make comments without understanding the topic.
It is sad that most people chose the negative route.
My view of the Taliban
My positive view about the recent events in Afghanistan is a minority view. Most people hold a negative view.
WOTC - National Day Parade
Wisdom of the Crowd: 91% of the respondents disagree with the current arrangement of holding the National Day Parade on two occasions.
Friday, August 20, 2021
Focus on hospitalization and deaths
We should focus on hospitalization and deaths and give less attention to new cases.
Deadlock in forming the government in Malaysia
Malaysia is facing a deadlock in selecting its next government.
This shows the flaw of the "democratic system" adopted by many countries in the world.
The political system in China
Someone asked. Who elects the CPC of China. How do they come into power?
TKL replied.
The CPC is enshrined in China's constitution as providing the political leadership.
The selection of leaders is carried out by the members of the CPC using a democratic process within the party.
The advantage of this system is that the party members, which now represents 8% of the population, are politically aware and are dedicated to serve the party and the country.
It is better than giving the voting power to every person, including traitors (who serve the interest of foreign country) and ignorant voters (who can be bribed by corrupt candidates).
WOTC - Genocide in Xinjiang
Wisdom of the Crowd - 90% of the respondents said that there was no genocide in Xinjiang.
https://tklcloud.com/Crowd2/chart3.aspx?id=2379
Thursday, August 19, 2021
WOTC - Treatment of unvaccinated
Wisdom of the Crowd: 55% of the respondents said that the unvaccinated should be treated equally with the vaccinated.
Violent protest in Afghanistan
The western media said that there is a "violent protest" towards the Taliban who now controls the country.
http://tklcloud.com/Feedback/feedback2.aspx?id=4693
My positive attitude towards the Taliban
In this article, I explain my positive approach towards the Taliban who has taken over Afghanistan.
http://tklcloud.com/Feedback/feedback2.aspx?id=4691
Wednesday, August 18, 2021
Wisdom of the Crowd - New Issues
2. How will the Republicans perform in the 2022 mid term election?
Vote in
https://tklcloud.com/Crowd2/vote.aspx
My holding in Tesla stock
Here is my view about Tesla stock price after the decline of nearly 10% over the past two days.
WOTC - Private tuition
Wisdom of the Crowd: 49% of the respondents said that the government should restrict private tuition.
Tuesday, August 17, 2021
WOTC - Search homes without warrants
Wisdom of the Crowd: 90% of the respondents are against giving the power to Safe Distancing Enforcers to enter homes without warrant.
Monday, August 16, 2021
Wisdom of the Crowd - New Issues
1. What will happen to Afghanistan under the Taliban?
2. What will America do next, after withdrawal from Afghanistan?
3. Did Joe Biden make a mistake to withdraw from Afghanistan?
4. Who will be the next prime minister of Malaysia
Vote in
https://tklcloud.com/Crowd2/vote.aspx
Protest against bad government policies
I suggest a suitable platform for the public to protest against bad government policies, and for the issues to be addressed properly.
Wisdom of the Crowd - New Issues
2. What will America do next, after withdrawal from Afghanistan?
3. Did Joe Biden make a mistake to withdraw from Afghanistan?
Vote in
https://tklcloud.com/Crowd2/vote.aspx
WOTC - Get locals to be essential workers
Wisdom of the Crowd; 84% of the respondents said that the best way to get local workers for essential services are to implement national planning and pay adequate wages.
Sunday, August 15, 2021
WOTC - Peaceful protest against vaccination
Wisdom of the Crowd: 44% of the respondents said that people should be allowed to protest peacefully against vaccination.
Better decisions from ground feedback
I give my suggestions on how to make better decisions and avoid the blunders that has occurred in recent years.
WOTC - Local workers for essential services
Wisdom of the Crowd: 85% of the respondents said that it is necessary for Singapore to create a core of local workers to carry out essential services, even though the cost may be higher.
Remove Stay Home Notice on low risk incoming travelers
I share my view on why we should remove the Stay Home Notice for incoming travelers who are vaccinated and tested negative at entry.
Allow unvaccinated people to take a regular covid test
I suggest that unvaccinated people should be allowed to take a covid test and have the result uploaded into the Trace Together app. They can be treated as vaccinated for the purpose of entry into restaurants. This is for the duration of the test.
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