Monday, April 21, 2008

Share your experience

If you like me to share your experience in the main section of my blog (and not as a comment), you have to send an e-mail to me. This is for me to contact you and verify the facts that you have posted. I will not put your actual name, if you wish to remain anonymous.

9 comments:

Anonymous said...

What is this bonus that ntuc is delaying?.Does it mean that ntuc is not giving us the bonus for this year? What happened? Never before ntuc had done this. What is new management up to? Has the the company overspent our bonus?
I am unable to get my agent to explain.

Anonymous said...

let's wait for others before we take action against ntuc. it is really pissed off.

Anonymous said...

They have spent your bonus at Ho Chi Ming a few days ago. So what bonus? Tan ku ku..if you can wait, wait for another 20 years otherwise do something now. Take the company or the agent to CASE or Fidrec or terminate and call yourself unlucky and bear the loss.

Anonymous said...

Those who are affected by ntuc bonus change can call the following to complain against abuse.

CASE
Complaint Hotline:64631811
Fidrec
63278878
Are you aware that you are disadvantaged by the change if you have the old policies? It means you get less in the meantime. To get all you have to wait for very long time and which you may not. You may need money in the meantime and you have little to draw from.
Your protection is affected too. It will be lower than projected.Your protection depends on annual bonus declaration and if the bonus is reduced it means you get less protection.
NTuc is following the other companies and do you think it has the right to call itself cooperative? It had all the cooperative values which we were used to and under Mr.TanKL we were confident and peace of mind that we would continue to enjoy good value and return. But now under Mr. TKK
(his policy is tan kuku) there is a lot of uncertainties. We must stop this otherwise we will regret. The agents are in cahoot with the new management. After a body and mind massaging session in Ho Chi Ming they wouldn't do anything for you.They feel good but not us. As the above says maybe our bonuses are already spent in HO Chin Ming on the agents. What is left?
Well, we must act and to get back what belongs to us.

Anonymous said...

I read somewhere about the bonus from INCOME. May I know where can I get more info on this issue? I have many INCOME policies bought many years ago.

Thanks.

starlight

Anonymous said...

Starlight, why don't you talk to your agent about your policy bonus. How much of it it affected and why?
Your policy annual bonus will be cut and push to the end of the term. That means your cash value,return and protection will be affected in the intermediate.Your policy projection "boh pakai" now.

Anonymous said...

How much are your policies affected?
Why don't get a requote from your agents.Your old ntuc quotations are not valid anymore.

Anonymous said...

As long as the guaranteed portion remains unchanged, there is nothing we can do to non-guaranteed portion.

Can we obtain updated quotations/projections for our policies without going through our agent?

starlight

Anonymous said...

Last years the life fund did well and normally in Mr. Tan's time when life fund did well policyholders would get more bonuses but not with the new management.In fact it is reduced and deferred to the maturity or about 25 years later. At this point they can play plum pudding with you and give excuses like poor investment return and all the craps.
You can take your case to CASE or Fidrec and file a complaint.

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